Hilton Honors Aspire

This card is the premium credit card offered by the hotel chain. Although the card is expensive to carry, it provides you with more than enough opportunity to earn back the money you spent on it and then some. Those devoted to the Hilton brand should sign up for this hotel loyalty card.

The card in the Hilton Honors family of credit cards occupies the highest tier. As such, it provides access to lucrative benefits and advantages unavailable with other cards. These are significant and used advantages too. Even without factoring in the free weekend night incentive or Diamond level, it's possible to make up for the $450 annual cost with card's resort and airline credits alone; this is before you even explore the Diamond status.

This card is unnecessary for the infrequent guest who stays at a Hampton Inn. You may easily obtain your money's worth with the Hilton Honors American Express Aspire Card. However, if you are dedicated to the Hilton Honors membership program, travel often, and stay virtually exclusively at Hilton hotel and resort facilities. If this is not the case, or if you cannot stomach the high annual fee, you may find that one of the other Hilton credit cards or a generic travel rewards card is a better option.

Basics

  • Type of Card: Hotel.
  • Cost per year: $450, according to the conditions.
  • Interest rate: The continuing APR ranges from 15.99% to 24.99% and is variable. There are several conditions.
  • Foreign transaction fee: None.

Welcome offer

After using your new card to make $4,000 in qualifying purchases during the first three months of Card Membership with Hilton Honors American Express Aspire Card, you will be eligible to earn 150,000 Bonus Points. This bonus is only available to new Card Members. There are certain restrictions.

Ongoing rewards

  • Fourteen points will be awarded for every dollar spent directly with Hilton Hotels &' Resorts properties.
  • Seven points are awarded for every dollar spent at restaurants in the United States, 7 points for directly booked flights with airlines or on amextravel.com, and 7 points for car rentals bought directly from certain car rental businesses.
  • Three points will be awarded for every dollar spent on anything else.

Where The Hilton Honors American Express Aspire Card Excels

Rewards

More quickly than in many other loyalty programs, points earned via Hilton may be accumulated. There is a rationale to this practice: you get a greater quantity of the item if it is worth fewer points overall. However, this is just a new scale, and nothing good nor evil should be inferred from it. At point valuation of around 0.5 cents apiece, you're still receiving great value — the equivalent of 3.5X on eating and 1.5X on non-bonus spending, which could make the card a daily carry. You can find out more about this card here. And since Hilton is such a large network with hotels ranging from budget-friendly to wealthy, the company's rewards program is user-friendly.

Welcome bonus

The bonuses offered to new cards are subject to change. However, if you can satisfy the minimum spending requirements, you will often get enough points for at least one night at a luxurious resort and many nights at a place with more reasonable rates. Those who desire to travel shortly may get some quick enjoyment from it.

Drawbacks

Lack of reward flexibility

You need to be a dedicated member of the Hilton Honors reward program to get the most out of this card. A generic travel card is the best option if you want the flexibility to stay at a range of hotels, even some that Hilton does not own.

High annual fee

The yearly price of $450 is steep when seen in isolation. However, it is comparable to other premium travel credit cards in its category. Despite this, some individuals either cannot afford such a large charge or are still determining whether they will be able to capitalize on a sufficient number of advantages and privileges to make the investment worthwhile. Those individuals could benefit more from a credit card that has a reduced annual fee.

Limited acceptance abroad

When traveling outside the United States, you should have a backup credit card with you since American Express cards aren't recognized as extensively as Visa or Mastercard cards in other countries.

Should You Go Ahead And Get This Card?

Due to the enormous annual charge associated with this card, it is not a good choice for infrequent travelers who sometimes stay at Hilton hotels. However, this card is an excellent investment for frequent guests at Hilton hotels and resorts. Paying the annual fee may not seem worth it at first, but when you factor in the possible discounts you'll get from anniversary nights, travel credits, and elite status, the benefits of this card more than makeup for the cost.